AML Anti-Fraud Policy
Updated
1. Purpose
Onfans AI is operated by AVENORA AI LABS LTD (company registration number HE 495249).
Onfans does not tolerate money laundering, fraud, sanctions evasion, payment abuse, identity misuse, or other unlawful financial activity. This AML/Anti-Fraud Policy describes the controls we may use to prevent, detect, investigate, and respond to suspicious activity connected to the Services.
2. Money Laundering
Money laundering is the process of concealing the origin, ownership, movement, or destination of funds obtained through unlawful activity so that the funds appear legitimate. Users may not use the Services, payments, refunds, tokens, credits, subscriptions, or accounts for money laundering, sanctions evasion, or related unlawful conduct.
3. Fraud
Fraud includes obtaining money, services, access, credits, refunds, digital items, or other value through deception, unauthorized payment methods, stolen credentials, false identity, chargeback abuse, account takeover, phishing, manipulation, or other dishonest conduct.
Fraud is prohibited and may result in transaction cancellation, account suspension, termination, reporting, or legal action.
4. Controls and Monitoring
We may use a combination of automated systems, manual review, payment-provider tools, risk scoring, identity or age verification, device and IP analysis, sanctions screening, velocity checks, and support review to identify suspicious activity.
We may work with payment processors, banks, card networks, crypto payment providers, fraud-prevention vendors, hosting providers, legal advisers, regulators, and law enforcement where appropriate.
5. Red Flags
Examples of activity that may trigger review include:
- multiple payment attempts with different cards, names, countries, wallets, or billing details;
- rapid purchases, refunds, failed payments, or repeated subscription changes in a short period;
- payment attempts from high-risk, sanctioned, anonymized, proxy, VPN, or previously flagged IP addresses;
- new accounts making unusual purchases, high-volume transactions, or activity inconsistent with ordinary use;
- use of disposable email addresses, compromised accounts, stolen credentials, or mismatched account data;
- chargebacks or refund requests that appear abusive, duplicate, fabricated, or inconsistent with platform records;
- attempts to bypass sanctions, geographic restrictions, age checks, identity checks, payment controls, or fraud systems;
- transactions involving sanctioned persons, entities, jurisdictions, or prohibited payment sources.
6. Sanctions and Restricted Transactions
We may block or reject transactions, accounts, or access associated with sanctioned countries, sanctioned persons or entities, restricted payment sources, high-risk regions, or other legally prohibited activity.
If we determine that a transaction or account may involve a sanctioned party, unlawful activity, or unacceptable risk, we may freeze or cancel the transaction, suspend the account, preserve relevant records, and take additional action required or permitted by law.
7. Investigation and Enforcement
When suspicious activity is detected or reported, we may investigate account activity, payment records, device and IP data, Content metadata, support interactions, verification results, and transaction history.
Depending on the findings, we may decline payments, reverse or withhold credits, restrict withdrawals or refunds where applicable, suspend or terminate accounts, preserve evidence, dispute chargebacks, report to payment partners or authorities, and cooperate with lawful requests.
8. User Obligations
Users must provide accurate payment and account information, use only payment methods they are authorized to use, comply with applicable sanctions and financial laws, and cooperate with reasonable verification or investigation requests.
Failure to cooperate, providing false information, or attempting to evade controls may result in loss of access to the Services.
9. Contact
To report suspected fraud, payment abuse, sanctions issues, or AML concerns, contact support@onfans.ai.
Onfans AI is operated by AVENORA AI LABS LTD (company registration number HE 495249).
AVENORA AI LABS LTD
Company registration number: HE 495249
Address: THE LEVENTIS GALLERY TOWER, 13th floor, Flat/Office 1301, 1097, Nicosia, Cyprus
General company inquiries: info@onfans.ai
Customer support: support@onfans.ai